Empower Your Financial Future with
CEO Credit Club
Professional Credit Repair Services Tailored to YOU!!
About Us
At CEO Credit Club, we’re passionate about helping individuals and families achieve financial freedom. With over 10 years of experience and a proven track record, we specialize in credit repair tailored to your unique needs.
Our mission is to empower clients with the tools, knowledge, and support to build a brighter financial future. As part of HB Financial Group, we take pride in offering trustworthy, results-driven services that make a real difference.
How our Process Works:
Our process is simple and effective:
Start with a free consultation to understand us your goals and find out if we would be a good fit for you!
Next, our comprehensive credit analysis identifies items impacting your score and outlines a personalized plan. From there, we handle disputes with creditors and credit bureaus on your behalf, working to remove inaccuracies. Throughout the process, you'll receive ongoing support and tools to monitor your progress and build better credit habits.
STEP 1: Book your FREE Consultation (If needed)
What is a free consultation?
Discuss your financial goals and current credit status with our experts. This is a 15-minute call to help you decide whether credit repair is right for you!
*This consult does not include review of your reports or a credit analysis
STEP 2: Grab your Credit Reports & Get your Personalized Credit Analysis
Sign up for Credit Monitoring
Credit monitoring is a crucial tool for staying informed about your credit health, and it's the first step in our process. We’ve partnered with IdentityIQ to provide our clients with comprehensive credit reports at a discounted rate. For just $1, you’ll gain access to all three of your credit reports and scores for the first 7 days, with a monthly fee of $24.99 after that.
These reports are essential for us to accurately assess your credit situation and create a plan to help you achieve your goals. Click below to get your reports and take the first step toward better credit today!
Book Your Personalized Credit Analysis
Our Credit Analysis is the perfect starting point for anyone unsure about how to improve their credit. For just $79, we provide a detailed review of your credit reports from all three major bureaus, identify areas for improvement, and create a personalized strategy tailored to your financial goals.
This essential first step helps you understand your credit health and determine the best path forward. While it can be purchased as a standalone service, if you decide to enroll in our credit repair program within 7 days, the $79 fee is applied toward your enrollment fee, making it a risk-free way to take control of your credit.
STEP 3: Enroll in CEO Credit Club
Improve your Credit and Understanding
We use our proven dispute strategies to challenge negative items on your credit report, working diligently to remove inaccuracies and improve your credit score. At the same time, we guide you on building positive credit and budgeting habits to strengthen your overall credit profile. Our personalized approach ensures that your unique financial goals remain at the center of everything we do.
Ongoing Support and Monitoring
Credit repair is a process, and we’re with you every step of the way. While it typically takes 6 months to a year to see significant improvements, it’s important to understand that credit bureaus require time to respond to disputes.
To keep you informed, we provide access to your client portal, where you can track progress in real time. We also schedule regular client reviews to discuss your progress, adjust strategies as needed, and ensure we’re on track to achieve your credit goals.
F.A.Q. Section
Do you offer any special promotions?
Yes, ask us about our 'No Money Upfront' option when you file your taxes with HB Financial Group. This allows you to combine credit repair with tax preparation for added convenience. Contact us for details or book your tax appointment today.
Who is a good candidate for credit repair?
A good candidate for credit repair is someone with negative items on their credit report, such as late payments, collections, charge-offs, repossessions, or bankruptcy. The ideal candidate does not have any recently charged-off accounts, and any negative items are at least six months old or older. Additionally, candidates should be financially stable, able to afford their current monthly bills (excluding negative items), and prepared to invest in the credit repair process, which includes a monthly fee of $129 plus credit monitoring at $24.99 per month.
How much does credit repair cost?
Our program requires a one-time enrollment fee of $179 and a monthly service fee of $129. Credit monitoring through our partner, IdentityIQ, is $24.99 per month, which is essential for tracking progress and ensuring accurate reporting.
What is a credit analysis and how much does it cost?
The Credit Analysis is the first step in your credit repair journey. For $79, we provide a detailed review of your credit reports, identify areas for improvement, and create a personalized strategy. If you enroll in the credit repair program within 7 days, the $79 fee will be applied toward your enrollment cost.
How long does the credit repair process take?
Credit repair is a process that typically takes 6 months to a year. The exact timeline depends on the number and complexity of negative items on your credit report. It’s important to note that credit bureaus take time to respond to disputes, which can slow the process.
What results can I expect from credit repair?
While we can’t guarantee specific results, our proven dispute strategies have helped clients remove inaccuracies, such as late payments, collections, and charge-offs. Results vary depending on the accuracy of the negative items and your individual credit profile.
Do you guarantee negative items will be removed?
No, we cannot guarantee the removal of any item unless it is inaccurate, outdated, or unverifiable. We will use every legitimate method to challenge inaccuracies, but items that are valid and verified will remain.
Why do I need credit monitoring, and how much does it cost?
Credit monitoring is essential for tracking your credit progress and ensuring accurate reporting. We partner with IdentityIQ to offer comprehensive credit monitoring at a discounted rate of $24.99 per month, starting with a $1 trial for the first 7 days. This service is required to begin the credit repair process.
What happens if a creditor doesn’t respond to a dispute?
If a creditor fails to respond to a dispute within the allowed time frame, the credit bureau may remove the item from your report. We monitor these timelines closely and will notify you of any changes.
How can I track my credit repair progress?
You can track your progress in real time through your secure client portal. This portal allows you to see dispute statuses, updates, and any changes to your credit report.
Will I have support throughout the process?
Yes, we offer ongoing support and clients may schedule reviews to discuss your progress, update your strategy, and ensure we’re on track to meet your goals. You’ll also have access to your client portal to stay informed.